Privacy Policy

1. Information We Collect

We may collect personal information when you:

• Contact us through forms
• Subscribe to newsletters
• Submit feedback or inquiries
• Request information

The personal information may include:

• Name
• Email address
• Phone number (if provided)
• Any message or details shared in forms

We do NOT collect sensitive personal data such as Aadhaar numbers, bank account details, or insurance policy numbers unless you explicitly submit them (which we never recommend).

2. Use of Your Information

We use your information for the following purposes:

• To improve website content, design, and user experience
• To respond to your inquiries or requests
• To send updates, newsletters, or notifications (only if you subscribe)
• To understand how users interact with the site
• To analyze trends and traffic
• To ensure website security and prevent misuse
• To enhance our research and improve informational resources

We do not use your information for any illegal or harmful purposes.

3. Cookies and Tracking Technologies

Thodu Insurance uses cookies to provide a smoother browsing experience. Cookies help us:

• Remember user preferences
• Analyze website performance
• Track user behavior
• Improve content based on interaction

Types of cookies we may use:

• Session cookies
• Analytical cookies
• Functional cookies

If you do not want cookies, you can disable them through your browser settings. However, disabling cookies may affect website functionality.

4. Third-Party Services

We may use third-party tools such as:

• Analytics platforms (e.g., Google Analytics)
• Advertising networks
• Embedded content services

These third-party services may collect user data independently through:

• Cookies
• Tracking pixels
• Scripts

Please note:

• Thodu Insurance does not control third-party data collection
• Third-party providers have their own privacy policies
• You should review those policies for more details

We do not share your personal information with third parties for direct marketing without your consent.

5. Data Protection and Security

We take data security seriously and implement various measures to protect user information from:

• Unauthorized access
• Misuse
• Loss
• Alteration
• Disclosure

Security measures include:

• SSL encryption
• Secure hosting
• Regular monitoring
• Limited access controls

However, no online platform can guarantee 100% security. By using our website, you acknowledge that there is some risk involved with sharing information online.

6. Sharing of Information

We do not sell, rent, or trade your personal information.

We may share information only when:

• Required by law, regulation, or court order
• Necessary to protect our legal rights
• Needed to prevent fraud or harmful activities
• A third-party service provider needs information to operate the website

However, such providers are required to maintain confidentiality.

7. Third-Party Links

Thodu Insurance may contain links to other websites such as:

• Government insurance portals
• Private insurance companies
• Knowledge sources
• External blogs or resources

These websites have their own privacy policies, and we are not responsible for:

• Their content
• Their data collection
• Their security practices

You are encouraged to read third-party privacy policies before sharing information with them.

8. Children's Privacy

Thodu Insurance is not intended for individuals under 13 years of age.

We do not knowingly collect personal information from children.

If any such information is accidentally collected, we will take immediate steps to delete it.

Parents or guardians who believe their child has provided personal data may contact us for removal.

9. User Rights

As a user of Thodu Insurance, you have certain rights regarding your personal data, including:

• Right to access: You can request information we have collected about you.
• Right to update: You can ask us to correct inaccurate or incomplete data.
• Right to delete: You may request deletion of your personal information.
• Right to restrict processing: You can ask us to limit data usage.
• Right to withdraw consent: If you subscribed to emails, you can unsubscribe anytime.

To exercise any of these rights, contact us through our "Contact Us" page.

10. Data Retention

We retain user information only as long as necessary for:

• Fulfilling purposes mentioned in this policy
• Improving website performance
• Legal obligations
• Responding to user requests

If you request deletion of your data, we will securely remove it, unless law requires otherwise.

11. International Data Transfer

Although Thodu Insurance is operated in India, some third-party service providers may store or process data in other countries. By using our website, you acknowledge that your data may be transferred outside your country.

We ensure that such transfers meet security standards and follow global data protection practices where possible.

12. Changes to This Privacy Policy

Thodu Insurance reserves the right to modify or update this Privacy Policy at any time.

Changes will be effective immediately upon posting.

You are encouraged to review this page regularly.

Continued use of our website after changes implies acceptance of the updated policy.

13. Disclaimer

Information on this website is for educational purposes only.

We are not responsible for:

• Any loss caused by interpreting our content
• Third-party website actions
• Incorrect or outdated information

Your use of the website is entirely at your own risk.

14. Contact Us

If you have any questions, concerns, or requests about this Privacy Policy or how your information is handled, you can contact us via the Contact Us page on our website.

We will do our best to respond promptly.